Terms of Service

Who we are

ParcelClear is a brand of SecurePoint USA LLC, a Washington limited liability company. In these terms, "we" and "us" mean SecurePoint USA LLC. "You" means the organization that opens an account and the people who use it.

What ParcelClear is

ParcelClear is a decision-support and record-keeping tool. You enter facts about a transaction. It evaluates those facts against a published, versioned rule set, screens named parties against United States government sanctions lists, and produces a time-stamped PDF record of what you asked and what the rules returned.

What ParcelClear is not

It is not legal advice, an underwriting decision, a title opinion, or a government filing. It does not decide who may buy property. It does not file complaints with the Texas Attorney General. It does not tell you that a transaction is lawful. A result of CLEAR means the facts you entered did not trigger a rule in the version of the rule set that was active at that moment. It means nothing more than that.

Not a consumer reporting agency

We are not a consumer reporting agency and the output of ParcelClear is not a consumer report under the Fair Credit Reporting Act. You may not use ParcelClear, or anything it produces, as a factor in a decision about credit, insurance, employment, tenancy, or any other purpose covered by that Act.

Your responsibilities

You are responsible for the accuracy of the facts you enter. Screening quality depends on the names, entities, and ownership you provide. You are responsible for the professional judgment applied to a result, and for review by counsel or your underwriter where that is appropriate. You are responsible for your own obligations under fair housing, anti-discrimination, privacy, and sanctions law. You must have the authority to enter the information you enter about other people.

Accounts

One organization per account. You control who you invite and what role they hold. You are responsible for activity under your account. Tell us at once if you believe an account has been used without permission.

Payment

Prices are shown at checkout and charged through Stripe. We never receive or store your card number. Subscriptions renew automatically until you cancel. Refunds and cancellation are described on the refunds page and are part of these terms.

Availability

We work to keep the service running and the sanctions data current. We do not promise uninterrupted availability. Government source data can change, move, or fail to publish. When a screen cannot complete, or list data is stale, the system returns HOLD rather than a passing result. That behavior is intentional and is not a defect.

No warranty

The service is provided as is. To the extent the law allows, we disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement.

Limitation of liability

To the extent the law allows, neither party is liable for indirect, incidental, special, or consequential damages, or for lost profits. Our total liability arising out of the service is limited to the amount you paid us in the twelve months before the event that gave rise to the claim.

Indemnity

You will defend and hold us harmless against third-party claims arising from your use of the service, the facts you entered, or your decisions about a transaction.

Termination

You may stop using the service at any time. We may suspend an account for non-payment, for misuse, or where required by law. Records already produced remain available for export during the notice period described in the privacy policy.

Changes

We may update these terms. The last-updated date at the top of this page changes when we do. Continued use after a change means you accept the updated terms.

Governing law

Washington law governs these terms, without regard to conflict-of-law rules. Venue is Clark County, Washington.

Contact

Questions about these terms go to the support address in the footer.