# ParcelClear: Texas SB 17 due diligence for closings Source: https://www.parcelclear.com/ Close with a record, not a guess. ParcelClear gives title companies, lenders, and real estate counsel a time-stamped record of what a buyer attested and what the sanctions lists said that day. Your underwriter already asks you to obtain proof. This is where the proof lives. It does not certify a buyer and it does not verify identity. Texas SB 17 restricts who may acquire an interest in Texas real property. Facilitating entities: title, lenders, insurers, appraisers, and licensees are expected to use reasonable due diligence and to report when they know or should have known of a prohibited acquisition. ParcelClear turns that duty into a file you can keep. Answer the questionnaire. See which rules fired. Download a PDF worksheet. The worksheet is free for anyone. A record is $79 per transaction and adds the OFAC screen, the control-person tree, and a hashed evidence pack. What this is A decision-support tool. Results are NO RULE TRIGGERED, HOLD, or REPORT based on the facts you enter and the published rule set. ParcelClear records what the buyer attested and what the sanctions lists said that day. It does not verify identity. What this is not A legal opinion, an underwriting decision, or a government filing. ParcelClear does not file complaints with the Texas Attorney General. # Texas SB 17 explained for closings | ParcelClear Source: https://www.parcelclear.com/texas-sb17 Texas SB 17, in the order a closer needs it. Effective September 1, 2025, Texas restricts acquisition of real property interests by certain foreign governments, entities, and individuals. The Attorney General proposed Chapter 67 rules on March 27, 2026 to implement it. Those rules are proposed, not adopted. They would define a facilitating entity's reasonable-diligence and complaint duties. The statute lives in Texas Property Code chapter 5, subchapter H. Designated countries start with China, Russia, Iran, and North Korea, plus any country in the DNI Annual Threat Assessment lookback or designated by the Governor. Who is restricted A government of a designated country. An individual domiciled there who is not a US citizen or lawful permanent resident. An entity headquartered there, or owned or controlled by a prohibited person. Certain agents and ruling-party members. Confirm the current text before you close. Who is outside the subchapter US citizens and lawful permanent residents. Entities owned and controlled only by those individuals. Leaseholds shorter than one year. Interests acquired before September 1, 2025, as to the original acquisition. Homestead The statute describes a residence-homestead path for an individual who is lawfully present in the United States. The exact scope should be confirmed against the enrolled text and any adopted rules. ParcelClear returns HOLD on that path so a reviewer checks the documents. After diligence The proposed rules would require a facilitating entity that knows or should know, after reasonable due diligence, that an acquisition violates the statute to submit a complaint to the Attorney General. Those rules are not adopted, so treat that as a duty that is coming rather than one in force today. The proposed rules do not define a minimum standard for reasonable due diligence and do not impose a record-keeping requirement. ParcelClear can assemble a packet. It does not file the complaint. What the forms say Texas REALTORS added an informational notice about the statute to TXR 1501, the Buyer/Tenant Representation Agreement, and to TXR 2003, the Residential Lease Application, in the January 2026 residential forms revisions. The notice points people to an attorney. There is no TXR questionnaire, checklist, or documentation form for the statute. Confirm the current forms before you rely on this. # ParcelClear pricing: one record, $79 Source: https://www.parcelclear.com/pricing One record. One price. The worksheet and the prohibited-buyer check are free. The record is $79 per transaction and includes the OFAC screen, the control-person tree, the rule version, and a hashed PDF you can verify later. Checkout uses Stripe. You see the live amount at checkout. A record credit stays on your account until a file is finalized. Free tools stay free. They do not include the OFAC screen, the rule result, or a stored, hashed record. Need more than one record a week? Email support and say how many files your office closes a month. See refunds (https://www.parcelclear.com/refunds). # Free Texas SB 17 questionnaire | ParcelClear Source: https://www.parcelclear.com/tools/sb17-questionnaire SB 17 questionnaire Enter the party and property facts your closer already asks. We email you nothing automated except what you request. You get a PDF worksheet. This is not a clearance and not legal advice. No account. Rate limited to 10 downloads per hour per address. Fields match the Texas v1 rule set. # Free prohibited-buyer rule check | ParcelClear Source: https://www.parcelclear.com/tools/prohibited-buyer-check Prohibited-buyer rule check Five facts. The published Texas rule set. A result and the rule ids that fired. It runs your facts against the rules; it does not check a buyer. Informational only: not a clearance, not a filing, and not legal advice. This check runs in your browser against the active Texas v1 rule set. It does not store the answers. Missing facts return HOLD, never CLEAR. # Texas SB 17 affidavit: what underwriters asked for, and what a record adds Source: https://www.parcelclear.com/texas-sb17/affidavit There is no official SB 17 form. Here is what closers use instead. Texas REALTORS added a notice to TXR 1501 and TXR 2003 and published no questionnaire. Stewart bulletin TX2025006 (2025-09-02) described three paths when there is doubt about a purchaser; TX2025007 (2025-09-11) has since replaced it. A ParcelClear record sits beside whichever path your underwriter takes. It does not replace the affidavit. The three paths in the Stewart bulletin 1. Obtain proof of the purchaser's status. Passport, permanent resident card, or entity ownership documents, kept in the file. 2. Take the Purchaser's Affidavit and Indemnification Agreement. The buyer swears to the facts and indemnifies the insurer. 3. Take a Schedule B exception. The policy excludes loss from an SB 17 violation. Ask your own underwriter. Bulletins differ, and the bulletin controls, not this page. What the affidavit does not do An affidavit records what the buyer said. It does not record what you did with it. If the buyer is an entity, the affidavit usually does not list the people who control it, and it does not show whether any of those names appear on a United States sanctions list. What a ParcelClear record adds The buyer's answers to the SB 17 questionnaire, the control-person tree for an entity or trust buyer with the reviewer's attestation that it is complete, an OFAC SDN and Consolidated screen of every name with the list date, the rule version that evaluated the answers and its result (NO RULE TRIGGERED, HOLD, or REPORT), a reviewer, a timestamp, and a SHA-256 hash with a public verify link. One PDF for the file. What it does not do It does not decide whether the buyer may purchase. It does not replace the affidavit or the exception. It does not file anything with the Attorney General. The licensed professional and the underwriter decide. Chapter 67 The Attorney General published proposed rules on March 27, 2026. They are not adopted. They would define reasonable due diligence and a complaint duty for facilitating entities. Until they are adopted, the duty they describe has not taken effect. Files closed this year may later be read against whatever is adopted. A dated record shows what you asked and when you asked it. # SB 17 and entity or trust buyers: the control-person tree Source: https://www.parcelclear.com/texas-sb17/entity The buyer is an LLC. Who is behind it? SB 17 prohibits acquisitions by certain individuals, governments, and companies from designated countries, and by entities they control. An LLC name on the contract tells you nothing. The record is the tree behind the name. Who the statute reaches Individuals domiciled in a designated country who are not United States citizens or lawful permanent residents. Governments and government-linked entities of a designated country. Companies headquartered in, or controlled by, any of the above. The designated countries today are China, Iran, North Korea, and Russia. The Governor may add countries. Verify the current list before you rely on it. The control tests in the proposed rules The proposed Chapter 67 rules treat control as direct or indirect power over an entity's management, policies, or its acquisition of Texas real property. ParcelClear's questionnaire asks for general partners, managing members, holders of ten percent or more, and executive officers, and lets the reviewer add anyone else the documents show. Those tests come from the proposed rules and the statute's definitions. They are not adopted. Verify against the rule text as adopted. Why the tree is the record If a control person turns out to be a prohibited person, the question later will be whether anyone looked. A tree with names, roles, and an attestation that it is complete, dated before closing, is the record of what you looked at. A blank file is not. Entity and trust buyers always route to review ParcelClear does not return a clean result on an entity or trust buyer. Neither the statute nor the proposed Chapter 67 rules define when an entity is outside the prohibition, so the rule set declines to make that call and hands the file to a person. You get the tree, the screen, the rule version and the hash; the determination stays with you and your underwriter. An individual buyer can return NO RULE TRIGGERED. What a record shows for an entity buyer The entity's answers, every control person by name and role, the reviewer's attestation that the tree is complete to the best of their knowledge from the documents in the file, an OFAC screen of every name, the rule result, and the hash. If the tree is not attested, the result is HOLD. The record never shows NO RULE TRIGGERED on an incomplete tree. What it does not do It does not verify ownership documents. It does not check corporate registries. It records what the documents in your file say and what the sanctions lists say about those names. The professional decides what to do with a HOLD. # SB 17 and leases of one year or more Source: https://www.parcelclear.com/texas-sb17/leases SB 17 treats a twelve-month lease as an acquisition. SB 17 reaches leasehold interests of one year or longer, and it makes a lease made in violation void. The proposed Chapter 67 rules would also treat a series of short renewals as one long lease when the substance is a long lease. Landlords and property managers are inside this statute whether or not a title company is involved. What the statute says The prohibition applies to purchasing or otherwise acquiring an interest in real property, and the statute treats a leasehold of a year or more as such an interest. Leases under a year are outside it. Verify the exact text at Texas Property Code chapter 5, subchapter H. What the proposed rules would add Proposed sections 67.2(5) and 67.6(b) would let the Attorney General treat successive short-term leases as a single leasehold of a year or more when they are structured to avoid the statute. Proposed, not adopted. Who this touches Commercial landlords leasing to entities. Property managers with corporate tenants. Brokers on lease deals with foreign-national principals. Ground leases for energy and telecom. What a record shows for a lease The tenant's answers, the control-person tree if the tenant is an entity, an OFAC screen of every name, the rule result with the lease term recorded, and the hash. The record shows the term you were told and the date you asked. It does not tell you the lease is enforceable. Counsel decides that. # SB 17 and mineral, water, and leasehold interests Source: https://www.parcelclear.com/texas-sb17/minerals SB 17 is not a house statute. The statute covers an interest in real property, which reaches mineral deeds, royalty assignments, lease assignments, water rights, standing timber, and leaseholds of a year or more. Verify the scope at Texas Property Code chapter 5, subchapter H. These instruments often never reach a title plant, and the people who handle them rarely screen anyone. Where this comes up A mineral deed or royalty conveyance to an entity. An assignment of an oil and gas lease to a company with foreign ownership. A groundwater lease. A ranch sale with severed minerals where the mineral buyer is a different party from the surface buyer. A pipeline or solar ground lease running longer than a year. What is different about these files There is often no title policy and no underwriter bulletin in the file. Counsel or a landman is the facilitating party. The counterparty is frequently an entity formed for the deal. The dollar amounts are large. Often nobody has told the parties to screen anyone. What a record shows The same record as a surface sale: questionnaire, control-person tree, OFAC screen of every name, rule version and result, hash. The questionnaire records the interest type, which today is fee, leasehold, mineral, or other, and the lease term in months where one applies. One PDF for the deal file or the lease file. What it does not do It does not run title on the minerals. It does not determine who owns the interest. It records who the counterparty says it is, who controls it, and whether any of those names appear on a United States sanctions list on the date you asked. # OFAC screening at a real estate closing Source: https://www.parcelclear.com/ofac-real-estate-closing OFAC applies to your closing whether or not SB 17 does. The Office of Foreign Assets Control publishes the Specially Designated Nationals list and the Consolidated Sanctions List. United States persons, including title agents, brokers, lenders, and landlords, may not transact with listed persons or entities they own. This is federal law under IEEPA and 31 CFR chapter V, and it is not new. What a screen is A comparison of a name against the current lists, including known aliases. ParcelClear ingests the SDN and Consolidated lists directly from Treasury every six hours and records the list date on every screen. A screen against a list older than seven days is not a result; it is a HOLD. What a potential match means A name similar to a listed name. Most potential matches are false positives: common names, transliterations, partial overlaps. A reviewer looks at the listed entry, the aliases, the program, and the facts of the transaction, then records a disposition with a reason. The disposition is logged and printed in the record. A true match is a matter for counsel and OFAC, not for this software. Why the list date matters The lists change weekly. A screen is only evidence of what the list said on the day you asked. The record prints the list version and the date so that a later reader knows what you could have known. What a record shows Every party and control person screened, the list date, the score and the listed entry for each potential match, the reviewer's disposition and reason, and the hash. Watch re-screens the parties on finalized records against each new list and emails the record id when a new potential match appears. Common questions Q: Does a NO_MATCH result mean the buyer is not sanctioned? A: It means the names you entered did not match the lists on that date above the threshold. It is evidence of a screen, not a determination about a person. Q: Is this a background check? A: No. It is a comparison against public United States government sanctions lists. It contains no credit, criminal, eviction, or employment information. Q: Do I have to screen? A: OFAC prohibitions apply to every United States person. Whether to screen, and how, is a decision for your office and your counsel. This page is not legal advice. Q: What happens on a true match? A: The record shows REPORT. The transaction is a matter for counsel and for OFAC. ParcelClear does not file anything with any agency. # Security and data handling | ParcelClear Source: https://www.parcelclear.com/security Built so a closer’s file stays in that closer’s org. ParcelClear is a Next.js app on Vercel with Supabase Postgres and row-level security. The service role never ships to the browser. Personal information is not written to console logs or Sentry breadcrumbs. Tenant isolation File, party, screen, evidence, organization, membership, and audit rows carry organization_id. Policies check membership before a read or a write. An authenticated user who belongs to no organization sees zero rows on those tables. The same user cannot insert a file into another organization: Postgres rejects the write under row-level security. The owning user sees only their own organization's rows, and only the audit rows that are not service-role or system entries. Leads and rate-limit rows have no client policies; only the server service role inserts them. How that was verified An account belonging to no organization returns zero rows on every tenant table and is refused on write by the database itself, not by application code. That check was run against production with a Postgres role and JWT-claim impersonation. The tables in that check were files, parties, evidence_packs, audit_logs, organizations, screens, screen_hits, and memberships. Evidence and the audit record Paid evidence packs live in a private bucket and are served only by a signed URL that expires in 900 seconds. The public verify page shows the pack SHA-256 so a recipient can confirm a PDF they were handed matches the record. That page is excluded from search indexing. The evidence pack PDF contains no @ character. Rule-set hashes from tx-sb17 1.0.4 forward are computed over canonical JSON, with object keys sorted and whitespace removed, so the same rule set hashes the same after reformatting or a database round trip, and the value can be recomputed from the stored rule set with scripts/verify-rules.ts. The audit log is append-only and hash-chained. After a schema migration the chain was recomputed across every row: zero bad hashes, zero broken links. Audit entries carry organization ids, actor user ids, action names, target ids, hashes, and counts. The actor is stored as a user id, not an email. No audit row contains an @ character. Fail-closed by design Missing or unknown facts never produce CLEAR. Sanctions lists older than seven days at screen time produce HOLD. A screen that cannot complete produces HOLD rather than a passing result. An unfunded file is refused rather than silently created. Telemetry Page and product events are keyed to identified users only and do not include free-text file content. Sentry records errors with metadata limited to ids, hashes, counts, and event types. Secrets Publishable keys are for the browser. The service role, Stripe secret, and Resend key stay on the server. Auth Accounted product surfaces use Supabase SSR cookies. The free tools do not create an account. Where data lives Data is stored in the United States. Subprocessors are Supabase, Vercel, Stripe, Resend, and Sentry. What ParcelClear is not ParcelClear is not a consumer reporting agency. Its output is not a consumer report under the FCRA. It records questionnaire answers, screening results, and the reviewer's disposition. It does not decide whether anyone may buy. # ParcelClear for AI assistants: what the record is and what it costs Source: https://www.parcelclear.com/for-ai ParcelClear, described for machines. ParcelClear sells one per-transaction due diligence record for Texas SB 17. This page describes that record in terms an automated reader can use, and it states only what exists today. There is no API and no agent checkout, so an assistant that wants a record hands the job back to a person with a card. What an assistant can do here today Read the statute pages (https://www.parcelclear.com/texas-sb17). Each one covers a path a Texas closing takes: the affidavit and the three underwriter paths, entity and trust buyers, leases of twelve months or more, mineral and royalty interests, and OFAC screening at a closing. Read the sample record (https://www.parcelclear.com/samples/parcelclear-sample-record.pdf). It is a watermarked PDF of a finished record for an individual buyer who is a United States citizen, with no potential matches, so its hits and dispositions section reads "No hits recorded". Read the second sample (https://www.parcelclear.com/samples/parcelclear-sample-record-hits.pdf) for the other path. An entity buyer whose control person is a true match, which is the shape that fills the hits and dispositions table: a match a reviewer confirmed with a written reason, a candidate a reviewer looked at and dismissed, and one the system dismissed on its own below the display threshold. Both are watermarked, both use fictional names and a fictional hash, and neither is a record or can be verified. Read the plain-text index (https://www.parcelclear.com/llms.txt) and the full text of every page (https://www.parcelclear.com/llms-full.txt) if parsing HTML is not worth it. Both are generated from the copy these pages render, so they say the same thing this page does. Send a human to the pricing page (https://www.parcelclear.com/pricing) to buy a record with a card. There is no API and no agent checkout today. No endpoint on this site accepts an order or returns a record, and there is no MCP server. There is no API to build against, but if you are building something that would use one, say so at support@parcelclear.com. That address is where the request gets counted; nothing here promises anything back. What a record contains The questionnaire answers, as the party attested them. The party list, with the role and the party type of each one. The control-person tree for an entity or trust buyer: every control person by name and role, the control tests each one meets, and the statement by the reviewer that the tree is complete from the documents in the file. The screen result for every name against the OFAC SDN and Consolidated lists, with the list version id and the date that list was fetched. The rule set id and version that evaluated the answers. The result the rule set returned, and the id and reason of every rule that fired. The disposition a reviewer recorded on each potential match, with the written reason. The SHA-256 of the evidence pack PDF, and the public verification URL for that hash. Disposition vocabulary These are the words a record uses for its outcome. They are read from the active rule set rather than restated here, so a version bump moves them. Missing facts, a list older than seven days, or a screen that does not complete produce HOLD. A record never returns a passing result when it could not finish the work. CLEAR: No rule in this version of the rule set fired on the facts entered. Identity was not verified. This is not a determination that a transaction is lawful. HOLD: Human reviewer must confirm facts or disposition a hit before the file is final. REPORT: The facts entered match a prohibited-acquisition pattern in this rule set. Texas AG Chapter 67, which would define a facilitating entity's complaint duty, was proposed 2026-03-27 and is not adopted. Escalate to counsel and to your underwriter. ParcelClear does not file anything with the Attorney General. NO RULE TRIGGERED: The label a record prints for the engine value CLEAR. It is the same outcome under the name a reader sees. Rule set The rules are data with a version, not code. Every record is pinned to the version that evaluated it, and a finalized record keeps that version after a newer one ships. Rule-set hashes from tx-sb17 1.0.4 forward are computed over canonical JSON, with object keys sorted and whitespace removed, so the same rule set hashes the same after reformatting or a database round trip, and the value can be recomputed from the stored rule set with scripts/verify-rules.ts. The rule set is published in full below. Every rule id a record prints, every reason string, and every control-person test id resolves in that file, and the hash above is the canonical hash of it. Rule set id: tx-sb17 Version: 1.0.7 Canonical SHA-256: 7fb640630783046a5edd42e07af3629c1fe780e56a67e2d6c933f4f7f5c79cdf Implementing rules: Tex. Admin. Code ch. 67 (Office of the Attorney General), proposed 2026-03-27, not adopted as of 2026-09-07 Published rule set: https://www.parcelclear.com/agents/ruleset.json Questionnaire schema The fields the questionnaire collects, their types, and the two a record cannot be created without, as JSON Schema draft 2020-12. It is generated from the same field list the form renders, so a field added to the rule set appears in both. https://www.parcelclear.com/agents/record-schema.json Standing notice ParcelClear supports compliance workflows; it does not provide legal advice or guarantee regulatory compliance. Final decisions rest with the licensed professional and their underwriter. Screening infrastructure by the team behind SecurePoint USA. # Help and FAQ | ParcelClear Source: https://www.parcelclear.com/help Help and FAQ ParcelClear documents a consistent foreign-ownership inquiry. It does not decide a transaction. What ParcelClear produces A due diligence record for a file: the questionnaire answers, the control-person tree, an OFAC screen, a versioned rule evaluation, a hashed PDF evidence pack, and an append-only audit log. Questionnaire: Facts the party attests, stored on the file. Control-person tree: Owners, officers, trustees, and beneficiaries recorded under a buyer entity or trust. OFAC screen: Each party and alias against the SDN and Consolidated lists, with list version ids. Rule evaluation: CLEAR, HOLD, or REPORT under a named rule set version. Hashed PDF: The evidence pack plus a public verify page for its SHA-256. What it does not do - Verify identity. - Run a criminal, credit, or eviction search. - Decide whether anyone may buy. - Give legal advice. Results explained CLEAR: no rule triggered and no open OFAC hit. HOLD: a fact is missing, a list is older than 7 days, or an OFAC hit is pending review. REPORT: a reviewer marked an OFAC hit as a true match. These are ParcelClear's documentation outcomes, not a legal determination. OFAC lists Sources: OFAC SDN and Consolidated lists from the U.S. Treasury. Ingest: Every 6 hours. Each file records the list version ids used at screen time. Staleness: Lists older than 7 days at screen time produce HOLD. Dispositions True match: The list entry is this party. Owners and reviewers may record this. False positive: Name similarity only. Owners and reviewers may record this. Escalate: Needs a second reviewer. Owners and reviewers may record this. Reason: Required, written to the audit log, and permanent on the hit. Evidence pack and verification Finalizing a file renders a PDF, stores its SHA-256, and publishes /verify/{id}. A title company or underwriter hashes the PDF in hand and compares it to the value on that page. A match confirms the document has not changed since ParcelClear generated it. The verify page has no party names. Billing Texas SB 17 Due Diligence Record: $79 per finalized file. Refunds: Fourteen days on an unused record. A record is not refundable once an evidence pack has been generated. See refunds and cancellation (https://www.parcelclear.com/refunds). FAQ Q: Does a CLEAR result mean the buyer is allowed to purchase? A: No. It means no rule in the recorded rule version triggered and no OFAC hit is open. The decision belongs to the licensed professional and their underwriter. Q: Does ParcelClear check immigration status? A: No. It records what the party attests. Q: Which countries are "designated"? A: The rule set carries the list as data with a version. The current version is named on every file. Verify against the Texas Governor's current designation before relying on it. Q: How current are the OFAC lists? A: Ingested every 6 hours. A file screened against a list older than 7 days holds. Q: Can I edit a finalized file? A: No. Open a new file. The old record stays. Q: Who can see my files? A: Only members of your organization. Row-level security enforces this in the database. Q: Is the evidence pack admissible? A: ParcelClear cannot answer that. It provides a hashed, timestamped record with named list and rule versions. Ask counsel. Q: Which states does ParcelClear cover? A: Texas, under SB 17. That is the only rule set the product runs, and no other state is covered today. Q: Do you store the property address? A: Optional. When supplied it is stored on your organization's row and reachable only through row level security. It sits on encrypted storage like every other column, and ParcelClear does not apply separate field-level encryption to it. Leave it blank if your office would rather not store it. Q: How do I get a refund? A: Ask within 14 days of purchase for an unused record credit. A record is not refundable once an evidence pack has been generated. The full policy is on the refunds and cancellation (https://www.parcelclear.com/refunds) page. Q: Why does an entity buyer always come back HOLD? A: Because the rule set will not decide that an entity is outside SB 17. Neither the statute nor the proposed Chapter 67 rules say when a company is clear, so PP-ENT-REVIEW routes every entity and trust buyer to a person. The record still gives you the control-person tree, the OFAC screen with its list date, the rule version and the hash. The determination is yours and your underwriter's. An individual buyer can return NO RULE TRIGGERED. Q: What does Watch do? A: After each OFAC ingest, Watch re-screens the parties on every finalized record in your organization against the newest SDN and Consolidated lists. If a party gets a potential match that no earlier screen of that party produced, your owners and reviewers get one email. The email carries the record id, the number of potential matches, a link to the file, and the list date. It carries no party name and no address. Watch adds screens to a record; it never changes an issued evidence pack or the result the record was finalized with. If the lists are stale or a screen errors, Watch emails to say it did not complete rather than going quiet. # Terms of Service | ParcelClear Source: https://www.parcelclear.com/terms Terms of Service These terms govern your organization's use of ParcelClear. Read them before you run a file. Who we are ParcelClear is a brand of SecurePoint USA LLC, a Washington limited liability company. In these terms, "we" and "us" mean SecurePoint USA LLC. "You" means the organization that opens an account and the people who use it. What ParcelClear is ParcelClear is a decision-support and record-keeping tool. You enter facts about a transaction. It evaluates those facts against a published, versioned rule set, screens named parties against United States government sanctions lists, and produces a time-stamped PDF record of what you asked and what the rules returned. What ParcelClear is not It is not legal advice, an underwriting decision, a title opinion, or a government filing. It does not decide who may buy property. It does not file complaints with the Texas Attorney General. It does not tell you that a transaction is lawful. A result of CLEAR means the facts you entered did not trigger a rule in the version of the rule set that was active at that moment. It means nothing more than that. Not a consumer reporting agency We are not a consumer reporting agency and the output of ParcelClear is not a consumer report under the Fair Credit Reporting Act. You may not use ParcelClear, or anything it produces, as a factor in a decision about credit, insurance, employment, tenancy, or any other purpose covered by that Act. Your responsibilities You are responsible for the accuracy of the facts you enter. Screening quality depends on the names, entities, and ownership you provide. You are responsible for the professional judgment applied to a result, and for review by counsel or your underwriter where that is appropriate. You are responsible for your own obligations under fair housing, anti-discrimination, privacy, and sanctions law. You must have the authority to enter the information you enter about other people. Accounts One organization per account. Each account has one user today. Multi-user organizations are not yet available. You are responsible for activity under your account. Tell us at once if you believe an account has been used without permission. Payment Prices are shown at checkout and charged through Stripe. We never receive or store your card number. Subscriptions renew automatically until you cancel. Refunds and cancellation are described on the refunds page and are part of these terms. Availability We work to keep the service running and the sanctions data current. We do not promise uninterrupted availability. Government source data can change, move, or fail to publish. When a screen cannot complete, or list data is stale, the system returns HOLD rather than a passing result. That behavior is intentional and is not a defect. No warranty The service is provided as is. To the extent the law allows, we disclaim implied warranties of merchantability, fitness for a particular purpose, and non-infringement. Limitation of liability To the extent the law allows, neither party is liable for indirect, incidental, special, or consequential damages, or for lost profits. Our total liability arising out of the service is limited to the amount you paid us in the twelve months before the event that gave rise to the claim. Indemnity You will defend and hold us harmless against third-party claims arising from your use of the service, the facts you entered, or your decisions about a transaction. Termination You may stop using the service at any time. We may suspend an account for non-payment, for misuse, or where required by law. Records already produced remain available for export during the notice period described in the privacy policy. Changes We may update these terms. The last-updated date at the top of this page changes when we do. Continued use after a change means you accept the updated terms. Governing law Washington law governs these terms, without regard to conflict-of-law rules. Venue is Clark County, Washington. Contact Questions about these terms go to the support address in the footer. # Privacy Policy | ParcelClear Source: https://www.parcelclear.com/privacy Privacy Policy ParcelClear holds transaction facts your office enters. This page says what we do with them. Scope This policy covers parcelclear.com and the ParcelClear application. ParcelClear is a brand of SecurePoint USA LLC, a Washington limited liability company. What we collect Account data: your name, work email, organization name, and role. Billing data: your Stripe customer record, plan, and payment history. Card numbers go to Stripe and never reach our servers. Transaction data: the facts your office enters about a file, including names of parties, entities, ownership and control relationships, and property details. Screening data: the matches returned from United States government sanctions lists, the score, and the disposition your reviewer recorded. Operational data: audit records of privileged actions, error reports, and basic analytics. Who the data is about Most of the personal information in ParcelClear is not about you. It is about the parties to a transaction your office is handling. Your organization decides what to enter and why. We process it on your instruction, as a service provider to your organization. What we do not do We do not sell personal information. We do not share it for cross-context behavioral advertising. We do not use the facts in your files to train models. We do not use your file content to market to the people named in it. Where it lives Data is stored in the United States. Our subprocessors are Supabase for the database and authentication, Vercel for hosting, Stripe for payment, Resend for outbound mail, and Sentry for error reporting. Sanctions list data comes from the United States Department of the Treasury, Office of Foreign Assets Control, and is public. Logs Error reports and audit records carry identifiers, hashes, counts, and event types. They do not carry names, addresses, dates of birth, or free-text notes. The evidence pack PDF does carry the names in your file, because the pack is the record. Retention Files, screening results, and evidence packs are retained for the period in your plan. The audit log is append-only and is retained for the life of the account, because a record that can be edited is not a record. If you close your account, you may export your files first. We delete or de-identify file content within ninety days after closure, except where a law requires us to keep it. Security Every tenant table carries an organization identifier and row level security is enforced at the database. Roles limit what a member can see. Evidence packs are hashed so a stored copy can be checked against the record. Access to production is limited and logged. Your choices You may ask us to access, correct, export, or delete account data. If you are a person named in a file, the organization that created the file controls that record. Send your request to that organization. If you send it to us, we will pass it to them and tell you we did. State privacy laws, including the Texas Data Privacy and Security Act, may give you additional rights. We honor them where they apply. Children ParcelClear is a business tool. It is not directed to anyone under eighteen. Changes We may update this policy. The last-updated date at the top of this page changes when we do. Contact Privacy questions go to the support address in the footer. # Refunds and Cancellation | ParcelClear Source: https://www.parcelclear.com/refunds Refunds Short version: an unused record is refundable for fourteen days and a used one is not. Free tools The SB 17 questionnaire and the prohibited-buyer check are free. There is nothing to refund. A single record, seventy-nine dollars A record credit stays on your account until you use it. It does not expire. Ask within fourteen days of purchase and we refund a record credit in full, as long as no evidence pack has been generated on it. Once an evidence pack is generated, the record exists, it is hashed, and it is written into an append-only audit chain. That is the thing you bought, so a used record is not refundable. Watch Watch bills monthly. Cancel from Billing; it stays on until the end of the period you paid for. We do not prorate a partial month. When the service fails If a screen cannot complete, or an evidence pack cannot be produced, ParcelClear returns HOLD instead of a passing result. That is deliberate. If the cause was on our side, tell us and we refund the affected record in full, whether or not the fourteen days have run. A HOLD or a REPORT result is not a service failure. The tool returned the answer the rule set produced from the facts entered. Those results are not refundable on their own. How to ask Email the support address in the footer from the address on the account. Name the organization and the file. We answer within two business days. How you get the money Refunds go back to the original card through Stripe. Most cards post the credit in five to ten business days. We do not issue account credit in place of a refund unless you ask for it. Chargebacks Talk to us first. A chargeback filed before you contact us suspends the account until it is resolved, which can lock you out of records you may need. ParcelClear supports compliance workflows; it does not provide legal advice or guarantee regulatory compliance. Final decisions rest with the licensed professional and their underwriter. Screening infrastructure by the team behind SecurePoint USA.